The AMF Loan- Offered Exclusively through KLME’s Lender Partners!

"Here's a new challenge for the conventional 30 year mortgages- the Alternative Mortgage Fund.  A viable option for consumers, the AMF can give that extra edge to lenders who offer it.  It's a win-win deal for lenders and borrowers."   -Moderator for the Mortgagefit Community (the largest online mortgage community on the web)  www.mortgagefit.com

The HOMEQUITYBUILDER Alternative Mortgage Fund (or "AMF") is a revolutionary mortgage product created and developed by Ken Lambert Mortgage Enterprises Inc.- for both the USA and UK markets.  (For more details about the UK market and loan advantages, please contact us.)  The AMF is an equity-building (and wealth-building) mortgage option which does NOT typically require higher rates or additional fees or payments from the borrower.   Some homebuyer quotes from three recent consumer surveys performed on the AMF:

"There will be a demand for the AMF."

"No hesitation in signing on with the AMF."

"An excellent idea- will be very likely to (switch) mortgages."

"A requirement for many people."

"Inventive and original."

Per our U.S. consumer-direct survey which compared the AMF with the typical 30 year fixed rate mortgage, the AMF is set to achieve certain market acceptance-

13% of respondents would either "Definitely" or "Very Likely" switch to the AMF.

23% of respondents would "Somewhat Likely" sign up with the AMF.

Comparing the AMF to the other equity-accelerating mortgage products on the market shows the appeal of the AMF.  For instance, after the first 10 years of having a bi-weekly mortgage plan vs. the AMF, both mortgages pay off the SAME amount of loan principal, yet the AMF saves you over $15,000 in regular payments (under normal market conditions).

The AMF loan is NOT the Money Merge Account, or any other type of HELOC-based software program.  The AMF is an actual mortgage loan.

The AMF and its benefits are tied into an underlying mortgage index rate, similar to many adjustable-rate mortgages on the market.  However, it is less volatile than a standard adjustable mortgage due to its structuring.

To see real examples of the AMF vs your typical 30 year fixed rate mortgage, please go to the following link:  www.commercialequitybuilder.com/calc/calc.php

There you will be able to input mortgage rates, loan amounts, and whether the underlying rates increase or decrease over your term, and you will see the amount of EXTRA EQUITY you will build with the AMF.  (Please note that for the AMF loan to work as advertised, the mortgage rate must be at least 1.90 above the initial Index rate.  For example: a mortgage rate @ 5.25% with an initial Index Rate of 3.00% would be acceptable.)

For more information about the AMF, or to ask any questions, please fill out a Free Consultation form and we will get back to you as soon as possible.